:root{--navy:#0D1B2A;--steel:#1B3A57;--gold:#C8922A;--ivory:#F7F4EE;--mist:#E8EDF2;--slate:#4F5F70;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--navy);background:var(--ivory);line-height:1.65;font-size:16px}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;line-height:1.2}
.site-header{background:var(--navy);position:sticky;top:0;z-index:20}
.bar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:#fff}
.brand .mark{width:40px;height:40px;border-radius:10px;background:var(--steel);color:var(--gold);display:grid;place-items:center;font-family:Georgia,serif;font-weight:700}
.brand b{display:block;font-family:Georgia,serif;font-size:18px}
.brand small{display:block;font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:#E5B96A}
.nav{display:flex;gap:26px}
.nav a{color:#ffffffc7;text-decoration:none;font-size:14.5px;font-weight:500;padding:4px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a.active{color:#fff;border-bottom-color:var(--gold)}
.menu-btn{display:none;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}
@media(max-width:760px){.menu-btn{display:block}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--navy);flex-direction:column;gap:0;padding:6px 22px 14px}.nav a{padding:12px 0;border-bottom:1px solid #ffffff14}.nav-open .nav{display:flex}}
.hero{background:var(--navy);color:#fff;padding:90px 0 80px}
.hero h1{font-size:clamp(32px,5vw,52px);max-width:760px;margin-bottom:18px}
.hero h1 em{color:#E5B96A}
.hero p{color:#b9c8d8;max-width:620px;font-size:17.5px;margin-bottom:30px}
.eyebrow{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:12px;display:block}
.btn{display:inline-block;background:var(--gold);color:#fff;text-decoration:none;font-weight:600;padding:13px 26px;border-radius:6px;font-size:15px;border:0;cursor:pointer}
.btn:hover{background:#B07A1E}
.btn.ghost{background:transparent;border:1.5px solid #ffffff59;margin-left:10px}
section{padding:72px 0}
section.alt{background:#fff}
section.dark{background:var(--navy);color:#fff}
.head{max-width:640px;margin-bottom:40px}
.head h2{font-size:clamp(26px,3.4vw,38px);margin-bottom:12px}
.head p{color:var(--slate)}
.dark .head p{color:#b9c8d8}
.grid{display:grid;gap:22px;grid-template-columns:repeat(3,1fr)}
.grid.two{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.grid,.grid.two{grid-template-columns:1fr}}
.card{background:#fff;border:1.5px solid var(--mist);border-radius:12px;padding:28px}
.alt .card{background:var(--ivory)}
.card h3{font-size:19px;margin-bottom:10px}
.card p{color:var(--slate);font-size:15px}
.card ul,.list{margin:12px 0 0 18px;color:var(--slate);font-size:14.5px}
.card li,.list li{margin-bottom:5px}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(4,1fr)}
@media(max-width:860px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:520px){.steps{grid-template-columns:1fr}}
.step{background:var(--steel);border-radius:12px;padding:24px;color:#fff}
.step:before{counter-increment:s;content:counter(s);display:block;font-family:Georgia,serif;font-size:28px;color:var(--gold);margin-bottom:6px}
.step h3{font-size:17px;margin-bottom:8px}.step p{color:#b9c8d8;font-size:14.5px}
.page-hero{background:var(--navy);color:#fff;padding:64px 0 54px}
.page-hero h1{font-size:clamp(30px,4vw,44px);margin-bottom:10px}
.page-hero p{color:#b9c8d8;max-width:620px}
.prose{max-width:760px}
.prose h2{font-size:24px;margin:34px 0 10px}
.prose p,.prose li{color:var(--slate);margin-bottom:12px}
.prose ul{margin-left:22px}
.note{background:#fff;border-left:4px solid var(--gold);padding:16px 20px;border-radius:6px;color:var(--slate);font-size:14.5px;margin-top:26px}
form .row{display:grid;gap:16px;grid-template-columns:1fr 1fr}
@media(max-width:640px){form .row{grid-template-columns:1fr}}
label{display:block;font-size:13.5px;font-weight:600;margin-bottom:5px}
input,select,textarea{width:100%;padding:12px 14px;border:1.5px solid #cdd6df;border-radius:6px;font:inherit;background:#fff;margin-bottom:16px}
textarea{min-height:140px;resize:vertical}
.hp{position:absolute;left:-9999px}
.alert{padding:14px 18px;border-radius:6px;margin-bottom:20px;font-size:15px}
.alert.ok{background:#e6f4ea;color:#1e5b2f}.alert.err{background:#fdeaea;color:#8a1f1f}
.cgrid{display:grid;gap:40px;grid-template-columns:1.3fr 1fr}
@media(max-width:860px){.cgrid{grid-template-columns:1fr}}
.site-footer{background:#070F18;color:#8FA8C0;padding:50px 0 24px;font-size:14px}
.fgrid{display:grid;gap:30px;grid-template-columns:1.6fr 1fr 1fr 1.4fr}
@media(max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.fgrid{grid-template-columns:1fr}}
.site-footer h4{color:var(--gold);font-size:11px;letter-spacing:.18em;text-transform:uppercase;margin-bottom:12px}
.site-footer a,.site-footer span{display:block;text-decoration:none;margin-bottom:8px;color:#8FA8C0}
.site-footer a:hover{color:#E5B96A}
.fbrand{font-family:Georgia,serif;color:#fff;font-size:18px;display:block;margin-bottom:10px}
.legal{border-top:1px solid #ffffff12;margin-top:34px;padding-top:20px;font-size:12.5px;color:#5f7488}
.legal p{margin-bottom:6px}